Trumpocalypse? News of Our Demise Has Been Greatly Exaggerated…

Markets fell sharply after Franklin Roosevelt and Barack Obama were elected, and then later both these presidents presided over bull markets.  Their record suggests that Donald Trump won’t necessarily be a market’s boogeyman. The sun has come up; and regardless of your political affiliations, we can all agree that last night’s election night was a […]

Elephants & Donkeys vs. Bulls & Bears…. Oh My!!

The 2016 presidential race has already offered plenty of surprises.  But what could it mean for the economy and the markets; and, ultimately, your financial picture? We’ve got a lot of uncertainties in this election; and if there’s one thing markets hate, it’s uncertainty.  Predictably, the markets have had a bumpy ride that will continue […]

2015 Year-End Review & 2016 Forecast

PREAMBLE: For those of you who have been anxiously waiting for my 2015 year-end bulletin, I must apologize for the delay. Every time I sit down to compose what I hope to be a useful guide, the market takes yet another dramatic downturn, and compels me to amend yesterday’s draft. One would think in this […]

New Budget Creates A Social Security & Medicare Gotcha!

PLEASE NOTE: The purpose of this Update is to provide notification that recent proposed legislation, which was passed by both Houses of Congress, could significantly impact Social Security and Medicare.  When the legislation is signed into law, we will offer our assessment and how it may affect your retirement planning. Usually, legislative changes are a […]

Photo Highlights from Our Annual Client Holiday Party 2014

On December 4, 2014 we hosted our annual client holiday celebration at the Black Rock Country Club in Hingham.  Ron & Sharyn Papa treated their clients to a buffet dinner and a comedy/magic show put on by award-winning professional Magician and Entertainer, Matt Roberts.  We thank our guests for making the event a joyful and […]

When to Apply for Social Security Benefits

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.   One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be […]

Our Nation’s Heroes Golf Tournament – Pembroke Country Club

Last month I was honored to participate in the Boston Chapter of the Salute Military Golf Association’s first  “Our Nation’s Heroes Golf Tournament.”  This is an event that the SMGA held to support golfing programs for veterans and raise awareness of the capabilities of disabled veterans and civilians alike who benefit from the ability to […]

Interview with Beneficiary Directory Author, Mark Kaizerman – Part Two

Part 2 of Ron Papa’s interview with CPA and Financial Planner, Mark Kaizerman, about his system for organizing and managing crucial documents that will guide beneficiaries. THE IMPORTANCE OF INTERGENERATIONAL PLANNING: RON:  You know how these issues don’t really come up until the 11th hour when we’re on the precipice… and people are grieving, exhausted… […]

Interview with Beneficiary Directory Author, Mark Kaizerman – Part One

Ron Papa talks with CPA and Financial Planner, Mark Kaizerman, about his Beneficiary Directory: a personal system to organize important documents and guide beneficiaries. I recently interviewed Mark Kaizerman who has written a wonderful book called the Beneficiary Directory.  It’s a personal system to organize your important documents and guide your beneficiaries. I think it’s […]

Case Studies: Long-Term Care Planning – Part Two

Part Two of a real-life case study from Ron Papa’s own files.  We’re calling the clients “Jack & Jill” – Names we use to protect the innocent. In Part One of this case study, we were talking about Jack who lost Jill last year from a long bout with Alzheimer’s. When Jill was ill, the […]