When to Apply for Social Security Benefits

Social Security Benefits Form

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.   One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be [...]

How Baby Boomers Are Reinventing Retirement

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Not only have baby boomers reinvented each stage of life as they’ve passed through it, but they’ll also reinvent retirement standards as well, changing the retirement landscape for generations to come.   Over 77 million baby boomers will be turning the ripe old age of 65 this year, prime candidates for retirement; but wait!  Most [...]

Ask Ron Papa: Ron Papa Answers Readers’ Tax & Retirement Questions

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Legacy Advisors invites our radio our clients, radio show listeners, and blog readers to submit questions they have for Ron through our website or our toll-free hotline: (855) RON-PAPA.  Some of those questions we’ve answered on air or posted on the website. Here are some good ones that we’ve received recently: Q: “Does the new tax [...]

The Financial Woes of Rock Legends: How many of the greatest rock musicians mismanaged their fortunes.

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This week I’d like to talk to my blog readers a little bit about the major rock legends who have made some pretty bad financial decisions in the past. Let’s start with Mick Fleetwood from British‐American rock band Fleetwood Mac, for instance. Fleetwood Mac put out many albums and made a lot of money back in [...]

What I Learned from Caddying: How Golf Influenced My Life and Shaped Who I am Today

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The more you get to know people, the more you realize that we’re all really not that different.  I’d like to share with you some of the core beliefs that I consider important.  I don’t want to get too preachy…just simple and to the point. I guess you could say that most everything I needed [...]

Violins for Music or Money?

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We’re seeing some solid gains in the stock market lately; while, at the same time, we’ve seen some considerable challenges like the Fiscal Cliff and just this week the Cyprus Banking Crisis…it seems that investors are turning off the bad news and moving on. A better way of describing this might be “stumbling forward” – [...]

Why Most Investors Now Choose Independent Advisors

There has been plenty of industry buzz over the past few years around the so-called “breakaway advisor movement,” a long-term industry trend where many financial professionals are leaving behind their broker-dealer and wire-house affiliations to go independent. This movement is accelerating rapidly; however, little attention has been paid to an equally powerful industry trend: the [...]

2011 Legacy Advisors Holiday Brunch – Photo Slideshow

Ron and Sharyn Papa wish to thank all who came to this year’s Holiday Brunch at the Blackrock Golf Club on December 10, 2011 for making the event a very festive one. Here are some photo highlights.  Enjoy! And Merry Christmas, Happy Hanukkah, and Happy New Year to all clients and friends of Legacy Advisors! [...]

2011 Tax Moves You Can Bank On

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As you know, Legacy Advisors is a comprehensive wealth management firm that provides more than just investment and portfolio management advice.  The fourth quarter of each year always offers unique tax planning opportunities that may ease the burden we all bear each April 15.  Year-end tax management strategies such as actively managing short-term gains, utilizing [...]