2015 Final Update: Changes to Social Security Rules

As I explained in a memo to you two weeks ago, major changes have just come to Social Security, particularly to the claiming strategies many people have been talking about for the past few years.  These changes came as a complete surprise to the entire industry, but they also create an opportunity to review your […]

New Budget Creates A Social Security & Medicare Gotcha!

PLEASE NOTE: The purpose of this Update is to provide notification that recent proposed legislation, which was passed by both Houses of Congress, could significantly impact Social Security and Medicare.  When the legislation is signed into law, we will offer our assessment and how it may affect your retirement planning. Usually, legislative changes are a […]

When to Apply for Social Security Benefits

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.   One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be […]