Guiding Principles

  • Wealth Management involves maximizing your assets, which we define as the integration of all your resources – financial, personal, and social.
  • We accept fiduciary responsibility. We believe we are uniquely qualified to deliver to our clients the capability, skill, and technology. We will always place our clients’ needs above our own.
  • We believe in our role as “trusted advisor” and strive to encourage you and other advisors to be involved in your plan. The open and competent exchange of ideas is vital to our shared success.
  • We believe that we should like and trust each other. Otherwise, our relationship should be re-evaluated.
  • The quality of communication between us will determine our success. This process is personal and will always remain confidential.
  • We believe in the integration of Asset Protection; Risk Management; Disability and Income Planning; and Tax Optimization. None are mutually exclusive, and all are vital to achieving your goals.
  • We are committed to a customized, written investment policy statement clearly describing your goals and risk tolerance. We employ only professional third-party money managers, which has been shown to provide results far superior to those of any individual client or advisor. We believe inregular client performance review to ensure positive movement toward achieving our goals.
  • We are long-term investors and do not believe in market timing or stock pickers. We employ both strategic and tactical asset allocation models.
  • We will serve you in the manner you wish to be served.