When to Apply for Social Security Benefits

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.   One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be […]

Will the Stock Market Save Your Public Pension?

Double-digit annual returns for most U.S. public pension systems over the past two years have done little to shrink the yawning deficits facing many of them after a decade of inadequate funding, according to analysts and recent data. -excerpted from Reuters, March 10, 2014   Thanks to a robust stock market, most systems have enjoyed […]

Income Updates for Various Demographics

Despite the economic setback and slow recovery in recent years, or perhaps because of them, it seems Americans may be on a trajectory for higher income – if not higher income, then perhaps greater satisfaction with the income that they earn. Here’s a recent round-up of studies about current demographic groups and their earning prospects: […]

Birth of the Phoenix

It can be from our dissatisfaction that we often get the motivation to do something new. That is one of the themes conveyed by Wharton professor G. Richard Shell in his book, “Springboard: Launching Your Personal Search for Success.”  According to him, we are, in some sense, defined by the conflicts we overcome. This is […]

The Role of Uncertainty

Remember trying out for a sports team, or the high school play? Remember waiting to get your acceptance letter from the colleges where you applied? Remember that feeling that you couldn’t move forward, you couldn’t make plans … until you knew? [CLICK HERE] to read the article, “Political Uncertainty Keeps Slowing Economy’s Rise,” at USA […]

Wealthcare Workup Point #2: Retirement Analyzer

Ron Papa, President of Legacy Advisors in Norwell, explains how each point in his “wealthcare” workup comes together to provide a comprehensive approach to retirement planning. A Financial Stress Test – Using the RETIREMENT ANALYZER Tool The second point or stage in my “5-Point Wealthcare Workup” is the Retirement Analyzer.  That’s the point when we […]

Our Nation’s Heroes Golf Tournament – Pembroke Country Club

Last month I was honored to participate in the Boston Chapter of the Salute Military Golf Association’s first  “Our Nation’s Heroes Golf Tournament.”  This is an event that the SMGA held to support golfing programs for veterans and raise awareness of the capabilities of disabled veterans and civilians alike who benefit from the ability to […]

Wealthcare Workup Point #1: Asset Analysis

Ron Papa, President of Legacy Advisors in Norwell, explains how each point in his “wealthcare” workup comes together to provide a comprehensive approach to retirement planning.   Assessing Symptoms or ASSET ANALYSIS: The first point in my 5-Point Wealthcare Workup is Asset Analysis:  that’s where we analyze your current assets from an investment, tax and […]

Interview with Beneficiary Directory Author, Mark Kaizerman – Part Two

Part 2 of Ron Papa’s interview with CPA and Financial Planner, Mark Kaizerman, about his system for organizing and managing crucial documents that will guide beneficiaries. THE IMPORTANCE OF INTERGENERATIONAL PLANNING: RON:  You know how these issues don’t really come up until the 11th hour when we’re on the precipice… and people are grieving, exhausted… […]

Interview with Beneficiary Directory Author, Mark Kaizerman – Part One

Ron Papa talks with CPA and Financial Planner, Mark Kaizerman, about his Beneficiary Directory: a personal system to organize important documents and guide beneficiaries. I recently interviewed Mark Kaizerman who has written a wonderful book called the Beneficiary Directory.  It’s a personal system to organize your important documents and guide your beneficiaries. I think it’s […]